Federal and postal workers to see double-digit health care premium increases again next year

Enrollees in the new Postal Service Health Benefits Program, which replaced the U.S. Postal Service’s previous insurance offerings last fall, will see their premiums increase by 11.3% on average next year, a slightly larger increase from 2025’s 11.1% rate hike. The government’s share of PSHB premiums will increase 8.0% on average in 2026.

Per biweekly pay period, postal workers enrolled in “self only” plans will pay an additional $12.88 in health care premiums, while those in “self plus one” plans will pay $29.78 more on average. Postal employees enrolled in family coverage will pay an average of $32.46 per paycheck.