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Flexible spending accounts could save you money

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Flexible spending accounts, or FSAs, allow employees to set aside money on a pretax basis to pay for health care and dependent care expenses.

USPS employees can enroll in an FSA during this year’s open season, which runs through Monday, Dec. 8.

Inspira Financial is the administrator of the Postal Service’s FSA program.

For out-of-pocket expenses, employees may:

• Pay themselves back with FSA funds when they use cash, check or a personal credit card for eligible expenses;

• Pay a provider directly from their FSA account; or

• Use an Inspira debit card.

The maximum carryover amount for FSAs this year is $660. This means that if an employee has money left in their FSA at the end of 2025, they can carry over up to $660 for use in the next year if they re-enroll in the FSA program for 2026.

To learn more about FSAs, employees should go to the MyHR website’s FSA page. Employees can enroll in an FSA from that page or through the employee apps page on LiteBlue.

Employees who have questions can call Inspira at 833-419-0305, Monday through Friday from 7 a.m. to 7 p.m. Central, and Saturday from 9 a.m. to 2 p.m. Central.

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