No healthcare for Non-Career Employees?

A guest blog by VOCAL RCA

The healthcare coverage that is widely known as Obamacare will not penalize employers, for not providing health coverage to their employees, until 2015.

The Treasury Department announced Tuesday, July 2nd, that employers with at least full-time 50 employees, will have another year before they are charged a $3,000 per worker fine for not providing health care benefits, for employees that work a minimum of 30 hours per week. According to Paul Fronstin, a senior research associate with the Employee Benefit Research Institute, “delaying enforcement of a policy designed in part to encourage companies to extend health benefits to uninsured workers, such as part-time employees, does diminish Obamacare’s coverage expansion (source: Jeffrey Young, HuffPost Business). The new mandate will free employers from having to report information about the healthcare they provide and will allow 2014 to be a “transition period”, to allow companies to be prepared for the full implementation of Obamacare, officially known as the Affordable Care Act. With this exemption it is unlikely companies will move forward and provide uninsured workers healthcare benefits by the original January 2015 deadline. It has also been reported that this one year delay will not result in a surge of hiring by large companies, but time will tell.

With the Postal Service losing $25 million per day, it is pretty safe to say that non-career employees, who work 30 hours per week or more, will not be given healthcare until 2015. USPS announced a few months ago that such workers would be given healthcare to adhere to Obamacare. Since it has been pushed back a year, non-career employees probably will not see employer provided healthcare options until 2015 because companies like the Postal Service won’t be charged a fine. Certain non-career employees, like RCA’s, do have a healthcare option that they can acquire through the National Rural Carrier Association.

However, with the recent push for a five day work week, many RCA’s don’t buy into a healthcare plan because they are concerned that they won’t have a job in the next coming weeks.

Vocal RCA is a Rural Carrier Associate

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Maybe I know when this non career health benefit plan started for RCA ? 2014 or 2015 ?

Something to consider. While the employer mandate has been pushed back, nothing has been said about the personal mandate that is also in the law. RCAs may want to read up on this and look into possibly getting the coverage offered by the union.