RCBP Members Currently in Self Plus One Are Encouraged to Change to Family Enrollment

2020 Rate Information

RCBP members in Self Plus One are highly recommended to change to Family enrollment. This is totally permissible in the Federal Employee Health Benefit Program and can be done through the following:

 

Why did RCBP premiums go up?

RCBP premiums or premiums for any health plan have numerous variable that can impact them. For the RCBP, we had a lot of membership growth, demographic changes, a high concentration of 50-65 year old’s and experienced higher claims than in the past. For more details, click here to read the 2020 RCBP Premium Increase Q&A Explainer.

Despite the premium increases for 2020, RCBP members can still expect the high quality and rich benefits we have delivered for years. Additionally, here are some of the many benefits of the RCBP:

  • A broad Aetna network of hospitals and providers combined with the expansive CVS Caremark pharmacy network
  • 100% coverage for the treatment of cancer
  • 100% coverage for lab work through Quest
  • Coverage for massage therapy
  • Low deductibles and co-payments
  • Dedicated support for complicated diseases like Multiple Sclerosis, Rheumatoid Arthritis (RA), ALS and CIDP
  • Chronic pain management program
  • One-on-one nurse support and health coaching programs
  • Dedicated customer service team


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Its cheaper

For my daughter and me , “Self + Family” was cheaper than “Self + One.”

why is it recommended to switch to the family plan, instead of staying in the self plus one?