Planning for retirement involves more than picking a last working day or exploring new goals and hobbies. It also means understanding how your retirement choices affect your spouse if unexpected events arise.
Federal retirement systems—including Social Security, Federal Employee Health Benefits, the Thrift Savings Plan and federal pensions—are complex and highly interconnected. Decisions made years before retirement can significantly affect a surviving spouse’s financial stability, access to healthcare and administrative burden.
Sourcehttps://www.govexec.com
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