Did you know the Rural Carrier Benefit Plan (RCBP) is the only plan dedicated to rural letter carriers, annuitants, and their families? Membership is restricted to members of the NRLCA. The RCBP has been providing superior service to rural letter carriers nationwide for more than 60 years.
With RCBP, you could save on your 2026 biweekly premiums compared to plans with similar benefits. Compare our rich benefits to your current carrier and see why RCBP members stay with us!
You’ll get comprehensive coverage that includes:
- A large nationwide provider network of over 1.9 million providers and hospitals
- $20 copays for in-network primary care provider office visits
- $35 copays for in-network specialist office visits
- 100% coverage for in-network cancer treatments, preventive care, and maternity care
- Drug coverage with low copays (including low mail order rates through CVS pharmacies)
- Generous wellness incentive program for members 18 and over – earn up to $400 every year!
- Massage therapy coverage
- Free programs to help you manage your health like Health Coaching, a Back and Joint Program, 24-hour Nurse Advice Line, Lab Savings Program and telehealth services.



