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Out-of-pocket medical expenses? Several options are available to USPS employees this open season

Postal Service employees who want to save on future medical expenses have several options to choose from during this year’s open season, which is underway through Monday, Dec. 9.

Employees who enroll in a high-deductible health plan may be eligible to contribute to a health savings account (HSA).

An HSA allows an employee to pay for current medical expenses and save for future expenses on a tax deductible or pretax basis. An HSA belongs to the employee — even if they change health plans or leave the Postal Service.

Additionally, some plans offer health reimbursement arrangements (HRAs), which are funds employees can use to help cover out-of-pocket medical expenses. HRAs are generally available to employees who enroll in a consumer-driven health plan.

Another option is a flexible spending account, which allows employees to set aside money on a pretax basis to pay for health and dependent care expenses.

The MyHR open season page has more information to help employees evaluate their options and choose one that best fits their needs.

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